Cancellation Policy
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged for the full rate of the session.
Professional Fee
Fees are set prior to starting treatment and charged before each session. Reduced fee is available on a limited basis due to change in financial circumstances. All major credit cards and PayPal are accepted. Therapy sessions occur on a weekly basis. Higher frequency of sessions is determined collaboratively with the client based on particular circumstances they are going through.
Insurance
We are an out-of-network insurance provider. Reasons for opting out of insurance are the limits of privacy, confidentiality, flexibility, and level of accommodations that can be provided as an in-network provider.
Specifically, an in-network provider essentially becomes an insurance company employee, so to speak, where some client personal information may be required to be shared. Furthermore, the insurance company likely pre-sets the number of sessions based on specific conditions while the treatment plan may have oversight, thus rendering the client less privacy and personal control over their own treatment.
As an out-of-network insurance provider for my clients, most of their insurances have provided partial or full coverage for their psychological treatment. Additionally, psychotherapy is an allowable expense for your Health Spending Account (HSA) or Flexible Spending Account (FSA). Clients are typically reimbused when they submit a claim to their insurance provider or HSA/ FSA for out-of-network coverage. About 60-90% of the treatment fees are reimbursed depending on your insurance company. Please check with your insurance company for a detailed reflection of the benefits applicable to your plan. We will provide a monthly itemized bill for you to submit to your insurance company.
Confidentiality
Psychologists are required by law to maintain the privacy and security of a client's protected health information. Clients are promptly informed if a breach occurs that may have compromised the privacy or security of the client's information. A client's information will not be shared other than if the state or federal laws require it, including the Department of Health and Human Services if it wants to see that we are complying with federal privacy law. Licensed psychologists are legally mandated to report or share your information to protect public health and safety issues, such as suspected child abuse or neglect, and for preventing or reducing a serious threat to an identified person's health or safety. A client's information will not be shared other than as described unless told by the client in writing. The client may change their mind at any time about decisions for the psychologist to share their information also in writing. For more information see: www.hhs.gov/ocr/privacy/hipaa/understanding/consumers/noticepp.html.
Response to lawsuits and legal actions
Although it is not our practice to respond to lawsuits and legal ations without first discussing the situation with our client, information may be shared in response to a subpoena or if required to do so by a judge.
Changes to the Terms of Notice
Changes may be made in terms of notice and the changes will apply to all information. The new notice will be available upon request and on the website.
A full and detailed notice of privacy practices is provided to clients prior to the start of treatment.
Any Other Questions
Please contact me for any additional questions you may have. I look forward to hearing from you!
Joyce W. Yung, Ph.D.
Licensed Psychologist